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NY’s Letchworth State Park Gets Top Spot In Reader Poll

Top 10 State Parks in U.S

Best State Parks in America - USA Today Poll

Travel experts sorted through thousands of U.S. state parks, and readers voted on the top 10. Letchworth State Park in New York took the No. 1 spot.

Beautiful Waterfalls at Letchworth State Park

The top winners in the category Best State Park are as follows: Letchworth State Park - N.Y. Porcupine Mountains Wilderness State Park - Mich. Watkins Glen State Park - N.Y. Ha Ha Tonka State Park - Mo. Devil's Lake State Park - Wis. Fall Creek Falls State Park - Tenn. Indiana Dunes State Park - Ind.

With more than 7,800 state parks in the U.S., vacationers have a lot of places where they can get their nature fix. But which ones are the best to visit? USA Today set out to answer that with a reader poll. The number one spot went to Letchworth State Park, also known as the "Grand Canyon of the East," in western New York. The park attracts about 650,00 visitors each year to its…

10 Most Expensive US Cities To Live In

These Cities are Going to Cost You Big Time!

Now a State by State Breakdown for Rental Cost...

How Much You Must Earn to Pay the Rent in These States

By Karla Bowsher

The gap between wages and rents continues to grow in America, making it difficult for low-income workers to afford a modest apartment, according to the latest annual "Out of Reach" report.

The 2015 report by the National Low Income Housing Coalition, which promotes affordable housing, shows that renters need to earn anywhere from $12.95 an hour to $31.51 an hour to afford a two-bedroom apartment, depending on the state in which they live.

In 13 states and the District of Columbia, workers need to earn more than $20 an hour to rent a two-bedroom apartment.

The federal minimum wage, by comparison, has remained at $7.25 an hour since July 2009, according to the U.S. Department of Labor.

Several California cities have adopted higher minimum wages in recent ye…

Discounted Gym Membership Secrets to Savings

Saving on Gym Memberships

Top Discounted Gym Memberships in the Country

Discount gyms offering affordable memberships and endless rows of cardio machines are exploding in number and popularity, and one prominent chain may even soon go public. On May 26, Planet Fitness, a fast-growing chain owned by private equity firm TPG Consumer Partners, filed draft documents for an initial public offering. The submission to the Securities and Exchange Commission doesn't disclose what ticker symbol the company would be listed, and the number of shares to be sold and the price range have yet to be determined, according to Planet Fitness.

Should Planet Fitness raise cash via an IPO, it would be well-positioned to expand even more aggressively in what remains a very fragmented gym facility industry. According to research firm IBIS World, the 50 largest gym companies in the country together control only about 30 percent of the market, and there are only a dozen or so compa…

An App to Fight Your Parking Tickets for You

You can battle City Hall and you might possibly win, however why trouble yourself when you can obtain an app to do your defending for you?Fixed is one of the applications that combats your vehicle parking tickets for you, with the wipe of a hand on a mobile phone as the only action on your part that is required.According to NPR, concerning fifty percent of auto parking tickets in San Francisco are disregarded (What a shock)– yet surviving the process is taxing and typically leads individuals that would obtain a “get out of jail free card” to pay up like usual scofflaws.But by utilizing the Fixed app, ticketed motorists can hire a supporter to eliminate a vehicle parking ticket for them. If the fixer succeeds, customers pay the app 25 percent of what the ticket would cost.If the ticket stands up then the worst that can happen is you pay it anyway and you do not pay Fixed (customers just owe the ticket) nothing more.Not bad when time is money.Founder David He…

Shopping Items With the Biggest Markups

Watch & Save

Shopping items with extremely high markups already exist since somebody, somewhere, agrees to pay these outrageous rates. Whether it's due to comfort, laziness, individual beliefs or easy lack of knowledge, is up for dispute. The good news is that combined with a little planning, a lot of these markups can be prevented, or at the minimum minimized. Below are nine of the largest, together with some good sense solutions as well as alternative go to solutions.

1. Bottled Water. If you're buying designer bottled water brands like AquaDeco or Fine, you're getting nailed by an unbelievable 280,000 percent markup. Although, if you're reading Wise Bread, I'm guessing you probably don't buy designer brand water. But you probably do buy bottled water from the grocery store or warehouse club on occasion, in which case you're paying a 4,000 percent markup compared to tap water.

Solution: Buy a Brita water filter pitcher and filter your t…

Young Americans are Delaying Home Ownership

Will The American Youth Get into Home Ownership?

In the past, moving out of your moms and dads' home possibly indicated you were moving right into a place of your very own.Well you can pin this issue on the shifting economy or merely a generational shift in what we deem as important, young adult home owners are coming to be significantly rare these days.Let's take a look at some facts: New figures indicate that only 38 percent of young Americans in between the ages of 25 and 34 had residences in 2012, compared to 52 percent of the same age group in 1980.So the question we have to ask ourselves is why are young Americans (The Y generation)so anti home-buying?Well, it seems to matter where they reside at the moment. A study from Carrington Mortgage Company discovered that the underlying causes really vary from area to area in the U.S.In the Western region of the country, for example, young Americans are most stressed concerning being able to support a sufficient down p…

Surprise…This Discount Retailer is a Car Selling Powerhouse

Buying a Car at Costco's is a Reality

No Haggling Needed Here to Get a Great Price on a New Car.Discount rate seller Costco Wholesale off loaded nearly 400,000 cars in sales during 2013, virtually two times as lots of as in 2008, based on information gathered from Bloomberg. That places it within sight of the No. 1 car seller AutoNation, which made 533,000 auto sales in 2014.Part of it is an acknowledgement to just how simple Costco has made it for customers to purchase a car-- no bargaining, no up-selling, no pressure and also at a price much less than the manufacturer's suggested price tag. In one illustration pointed out by Bloomberg, a Costco shopper got a 2015 Toyota Highlander for $39k, a $4k discount rate to the car companies listed price.Customers are seeking means around the conventional car dealership typical version of doing business, as determined by the rise of online solutions like TrueCar that help buyers compare models as well as pricing at home. By t…

A Laser Hair Removal in Teaneck New Jersey Review

Lorrie Vece, M.D. Teaneck, NJ

Dr. Lorrie Vece has been a physician for over 20 years, first as a pediatrician and now as a laser hair removal expert. She and her technicians do all of their hair removal in their office New Jersey office. If you’ve been thinking about getting laser hair removal NJ, this might be just the place for you. Ladies, it sometimes helps to find a female doctor for hair removal from the more delicate places, so this is another aspect setting Dr. Vece apart from the rest. Read on through the laser hair removal NJ reviews and see for yourself.

Introducing Dr. Lorrie Vece

Dr. Vece’s office (185 Cedar Ln, Teaneck, NJ 07666...201-660-2700) has the most high tech equipment available to do not just hair removal, but other cosmetic laser treatments. She has also been certified by the National Laser Institute with a laser safety certificate. The technicians have the ability to work with any skin type, and they are keenly aware of the need to …

Are Auto Loans Getting a Bit Risky These Days?

Are Consumers Buying Cars They Can't Afford

Not as long ago "subprime" was a word to strike anxiety right into the hearts of lenders all over.Dangerous home mortgage offering to individuals with poor credit rankings - which at some point skipped on their financial obligation - was the main trigger of the 2008 monetary situation...a massive financial mess!Yet are the banks back to their old ways? Subprime financing is thriving again in the US - not for home loans this time, but for auto loans.

Bizzee Looks at The Length of Car Loans

The ordinary size of loans for brand-new and also used motor vehicles in the U.S. in the initial quarter hit document highs, as well as virtually 30 percent of new-vehicle loans have pay-back periods longer than 6 years, Experian Automotive claimed in a record released Monday.

The ordinary term for a first-quarter new-vehicle loan was 67 months as well as for used automobiles, 62 months, Experian cl…

Why Your Local Bank Branch May Soon Disappear

Do We Need Local Bank Branches?

By Brian O'Connell

NEW YORK -- Bank branches are disappearing from the financial services landscape, but will they go away entirely? With a 40 percent decline in U.S. bank branches since 1991 and a projected continuing decline of 25 percent by 2018, according to banking industry business intelligence firm FMSI, it's a fair question to ask. In a wide-ranging study, FMSI says the drop-off in branches may prove to financial institutions that keeping bricks-and-mortar local banking centers running isn't sustainable or cost efficient.

"Our study reveals a declining branch transaction trend of which senior management at financial institutions should take note," says W. Michael Scott, chief executive at FMSI. "With transactions dropping and staffing levels remaining the same, the inevitable outcome is costly overstaffing in the branch environment." Obviously, the rise of online and mobile banking has taken a toll on bank bra…